The simplest way to leave an estate gift for Millikin is to designate us as a beneficiary in your will. Gifts can be a dollar amount, percentage, or the residue of your estate.
AG手机客户端与自由意志大学合作, a secure online tool that guides you through the process of creating a legally valid will in under 20 minutes 一 completely free of charge. In addition to taking care of your loved ones and their future; you can use this tool to support Millikin students and continue our mission for years to come.
Here is sample language for your consideration in leaving Millikin a gift via your will:
“我特此将此赠予AG手机客户端, 这是一家位于迪凯特的非盈利公司, 伊利诺斯州, ___% of my estate (or $__) to be used as its 董事会 may deem advisable (or for a specified use) for the benefit of Millikin University."
Qualified Charitable Distributions (QCDs) are funds from your Individual Retirement Account (IRA) that can be donated 对Millikin without couting toward your taxable income. If you are above the age of 70 ½ and have a traditional IRA, you are eligible to make a QCD.
正常情况下, funds that are withdrawn from your traditional IRA count toward your annual income, 增加你的整体税收负担. QCDs are an exception to this rule: the funds go directly 对Millikin without needing to be withdrawn, 帮助您避免更高的所得税.
QCDs also satisfy your required minimum distributions, if you are 72 years or older.
制作QCD礼物, simply tell your IRA plan administrator to make a QCD in any amount, 高达100美元,每年000, 对Millikin.
A charitable gift annuity allows you to make a meaningful gift 对Millikin, 同时为自己保留利益. Here's how it works: in exchange for making a gift 对Millikin of at least $10,000, 你会得到终身的担保利息支付. Payment rates are based on your age and the amount of your gift. At the end of your life, your gift is designated 对Millikin, to the area of your choice. 联系校友 & 发展办公室电话:217-424-6383，或发邮件至 firstname.lastname@example.org，获得个性化礼品插图一份.*
Example: Ron is a 75 year-old who wishes to make a gift 对Millikin. He creates a charitable gift annuity worth $15,000 with Millikin, to support the Millikin基金. 根据他的年龄，他得到的利率是6.2%, and his total annuity benefit is $930 per year, which is paid on a quarterly basis. Ron is guaranteed this amount of money for the rest of his life.
*请注意, this gift option is subject to certain restrictions with regard to donor age and the amount of donation.
If you have a life insurance policy that has outlasted its original purpose, 考虑用它给AG手机客户端做一份有意义的礼物.
Millikin can be named as a beneficiary, or owner-beneficiary, of a life insurance policy. You can donate your existing policy by making Millikin the owner. You will receive an income tax deduction for the fair market value of the policy, 或者你的成本基础, 哪个是更少的. 如果保险费仍需支付, you will receive charitable income-tax deductions for contributions 对Millikin to pay these premiums.
Alternatively, you can maintain ownership of your policy and name Millikin as a beneficiary. 采用这一选项, the annual premium payments are not considered a charitable income-tax deduction, 因为您保留了保单的所有权.
送你一份人寿保险, 联系你的人寿保险公司, 申请受益人指定表格, and include Millikin University as the beneficiary of your policy.
AG手机客户端接受了大部分的房产馈赠. If you are considering an outright gift of real property 对Millikin, please contact the 校友 & 发展办公室电话:217-424-6383，或发邮件至 email@example.com，进一步讨论这个方案. 如果礼物被批准, you will receive an income-tax deduction for the fair-market value of property based on a qualified appraisal. You will also avoid paying any capital gains tax on appreciation of the real estate.
If you are interested in making a gift of real estate 对Millikin, but wish to continue using the property during your lifetime, 你可以通过保留终身地产赠与来做到这一点. Here's how it works: a donor transfers title of a personal residence or farm 对Millikin. The donor can continue to use the residence or farm during their lifetime, including retaining any profits generated from the property, and receives an income-tax deduction the year the gift is made.
慈善余款租赁是免税的, irrevocable trust designed to reduce the donor's taxable income by paying the donor, 或另一个受益者, an annual amount of interest based on the principal of the trust, 哪个每年重估. This amount is paid for the lifetime of the donor and/or beneficiary, 或者任期不超过20年. 额外的资产可以放在信托中. When the trust ends, the remaining assets - the "charitable remainder” - are distributed 对Millikin. You receive an income-tax deduction for the charitable remainder value of the trust, and are not subject to capital-gain taxes if the trust was funded with appreciated assets.
A charitable remainder annuity trust is similar to a unitrust in how it is established; however, the annuity trust provides payment to you and/or a beneficiary in a fixed amount based on the value of the trust when it is established. Benefits include a tax deduction for the charitable remainder value of the trust. You may also avoid paying capital gain taxes if the trust is funded with appreciated property.
A charitable lead trust is an irrevocable trust designed to make annual payments 对Millikin for a specified period of time, after which the trust assets revert back to you and/or to beneficiaries you designate.
问题? 联系校友 & 发展办公室电话:217-424-6383，或发邮件至 firstname.lastname@example.org.